Head of SME Credit Product
Credit Product Team Retail Banking Product & Strategy Group

Jobs Description

• Understand all elements of SME Credit perspective, including sales & credit process, product development, credit policy and risk criteria, portfolio analytic and etc.
• SME business understanding with high skill level of SME product portfolio analysis
• Able to optimize portfolio quality by increasing sales volume, new booking – portfolio mix, increase % Utilization, manage % attrition, prevent refinancing and etc.
• Develop and Optimize current product programs to serve and grow Small-SME business
• Able to communicate & drive RMs to support selling SME credit products
• Able to lean and optimize end-to-endcredit process
• Strong presentation skill
• Strong excel tools skill
• Good command of English
• Understanding in Trade Finance, Im-Exports business and FXs product and sales would be advantage

Jobs Qualifications

• Bachelor's or Master's Degree in Business Administration, Finance, Accounting, Marketing, and related fields
• Minimum of 7 years of experience in banking with at least 5 years in a leadership role
• Understand the principles of credit policies, be able to analyze data, and provide opinions to reduce risks in related products
• Strong in SME Product knowledge, self-motivated and willingness to work across different cultures
• Strong Team Player, Hard-Working, Initiative, Hands-on, Dynamic and Strong Communication and Presentation Skills
• Proficient in Computer literacy in MS Office; Excel, Power Point, Word
• Good analytical and logical thinking skills