Head of Personal Loan
Credit Product Team Retail Banking Product & Strategy Group

Jobs Description

• Manage and supervise the product team to ensure that tasks are completed successfully in order to meet personal loan volume targets.
• Develop new products / campaigns / initiatives to serve Corporate and retail customer segments and comply BOT and/or compliance regulations
• Design a suitable structured deal to fit with client’s needs, as well as local market practice while maximizing the bank’s profitability
• Provide guidance and advice on solving various problems related to product sales. Including various decisions that affect sales
• Coordinate with credit risk, underwriting, sales team, and other business units to achieve the most efficient end-to-end process.
• Analyze, design, and improve working process inside the team and related to improve operational effectiveness.
• Annually, review the product program and operation handbook.
• Understand the customer journey and market landscape to develop well-known products, as well as the effectiveness of marketing communication processes.

Jobs Qualifications

• Bachelor's or Master's Degree in Business Administration, Finance, Accounting, Marketing, and related fields
• Minimum of 7 years of experience in banking with at least 5 years in a leadership role
• Understand the principles of credit policies, be able to analyze data, and provide opinions to reduce risks in related products
• Strong in Personal Loan Product knowledge, self-motivated and willingness to work across different cultures
• Strong Team Player, Hard-Working, Initiative, Hands-on, Dynamic and Strong Communication and Presentation Skills
• Proficient in Computer literacy in MS Office; Excel, Power Point, Word
• Good analytical and logical thinking skills