ทีม Credit Product (งาน Strategies and Portfolio Management)

Role : หัวหน้าส่วน (AVP) - รองผู้อำนวยการฝ่าย (VP)

Job Description

• Forecast and rolling monthly performance (New Booking, O/S, Expense) including preparing the annual budget in coordination with the finance team.
• Analyze portfolio performance and implement new business opportunities with appropriate initiates.
• Understand the principles of credit policy, be able to analyze data and provide opinions to reduce the risk of Retail lending.
• Optimize Portfolio Quality and find opportunity for New Booking, % Utilization and reduce % Attrition
• Prepare reports and present presentations to executives.
• Participate in developing and improving the entire credit process, from meeting customers, collecting documents, to considering credit and approving credit limits, to reduce Turn Around Time and get customers approved.
• Control product costs and expenses compared to targets and find causes and development guidelines to meet targets.

Job Qualification

• Bachelor's or Master's Degree in Business Administration, Finance, Accounting, Marketing, and related fields
• Minimum of 7 years of experience in banking with at least 5 years in a leadership role
• Understand the principles of credit policies, be able to analyze data, and provide opinions to reduce risks in related products
• Good Retail Product knowledge, self-motivated and willingness to work across different cultures
• Good Team Player, Hard-Working, Initiative, Hands-on, Dynamic and Strong Communication and Presentation Skills
• Proficient in Computer literacy in MS Office; Excel, Power Point, Word
• Good analytical and logical thinking skills