Skills:
Business Development, Enthusiastic, Data Analysis, English
Job type:
Internship
Salary:
negotiable
- Develop and maintain client relationships.
- Create and give data driven presentations to prospective clients and internal executives.
- Negotiate contract terms with clients and communicate with stakeholders.
- Facilitate communication between partners and internal department outside Business Development to improve business process.
- Coordinate with other Business Areas within Business Development to determine the feasibility of products that require the cooperation of Bitkub of liquidity provision clients and other projects.
- Compile and analyze data for the development of liquidity provision projects.
- Gather information and analyze other Exchanges and Markets to identify new business opportunities.
- Create and implement processes and policies to support the overall business.
- Fluency in both Thai and English.
- Strong customer and client focus including ability to think in terms of client/customer experience/perspective.
- Exceptional interpersonal and communications/presentation skills.
- A team player: a collaboration-oriented person who is able to work effectively with different groups of people.
- Self-motivated: an independent thinker who is able to take ownership of project(s) and ensure their timely execution.
- Creative: a problem solver who is able to think on their toes, find solutions in unlikely places, and are adaptable and flexible with your plans and executions.
- A go-getter: an enthusiastic individual who is willing and able to truly immerse themselves into their job.
- Diligent and eager to learn.
- Good to have.
- Experience managing technology integrations and product-related partnerships, or servicing clients on financial B2B technologies.
- Familiarity with crypto/defi products.
- Experience with data analysis or data literacy.
- Experience in conductive revenue projection models and project feasibility analysis.
- Knowledge of blockchain technology.
Skills:
Software Development, PHP, Golang, English
Job type:
Full-time
Salary:
negotiable
- Lead the design and implementation of high-quality software applications, ensuring best practices are followed.
- Collaborate with cross-functional teams to define, design, and deliver new features and enhancements.
- Mentor and guide junior engineers, fostering their technical development and growth.
- Conduct thorough code reviews to maintain high coding standards and ensure overall code quality.
- Optimize application performance and scalability, identifying opportunities for improvement.
- Design system architecture with a focus on security and adherence to programming standards.
- Solve complex technical challenges and provide strategic, scalable solutions.
- Bachelor s degree in Computer Science, Software Engineering, or a related field.
- 3 years plus of experience in software development.
- A Master s degree or additional certifications in relevant areas is a plus.
- Programming Language Proficiency: Strong expertise in PHP, Golang, NodeJS, and TypeScript.
- Experience with Programming Frameworks: Proficient in Go-Fiber, Go-Gin, ReactJS, NextJS, AngularJS, Laravel, and CodeIgniter.
- Database Experience: Hands-on experience with databases such as MongoDB, MariaDB, MySQL, and PostgreSQL.
- Strong understanding of data structures and algorithms.
- Expertise in system architecture design and development.
- In-depth knowledge of security programming standards and best practices.
- Advanced technical problem-solving abilities, with a proven ability to address complex issues.
- Possesses a positive attitude and participates in team-building and events.
- Comfortable presenting technical information and project updates to both technical and non-technical stakeholders.
- Skilled in using AI to solve complex problems, leading to improved outcomes.
- Be able to communicate in both Thai and English.
- Experience with reactive programming techniques and frameworks.
- Knowledge of cloud computing environments and microservices architecture design and implementation.
- Familiarity with DevOps practices and tools, including continuous integration and deployment processes.
- Remark: Given the nature of the mentioned position, where employees are involved with customer data and asset values, and/or the company, to comply with legal and regulatory standards established by the Securities and Exchange Commission, as well as to align with laws and overseeing agencies, the company requires a criminal background check as part of the post-interview process before joining the company. Your criminal history information will be retained for a period of 6 months from the start date.
- Important: https://careers.bitkub.com/privacy.
Skills:
Research, Project Management
Job type:
Full-time
Salary:
negotiable
- Translate business requirements into business solution options.
- Develop functional specifications that meet the client s needs.
- Take ownership of investigation and resolving user problems in a timely and effective manner.
- Planning and execution of projects within own work area.
- Provide problem resolution and user support.
- Bridge the gap between business users, solution design, and the development team by conducting business analysis and research.
- Provide complex support to ensure the availability of systems for business activities.
- Participate with clients/users to understand business requirements and translate them into functional requirements, and contribute to the management of client expectations.
- Initiate or lead the review and redesign of processes and procedures, on an ongoing basis, to deliver improved team productivity or efficiency.
- Work with clients/users to investigate complex operational requirements and problems, seeking effective business solutions through improvements in processes and procedures.
- Develop and maintain a consistently high standard of documentation to ensure information retention and re-use.
- Provide training advise in relation to release and assist in the specification of training curriculum/activities to address business requirements.
- Assess existing processes and identify re-design or enhancement opportunities to deliver improved productivity or efficiency to the business.
- Prepare reports including pros/cons analysis and recommendations, to provide information on optimal technical solutions for business cases.
- Work on projects and enhancements to provide business analysis advice, ensuring business requirements are translated into effective solutions.
- Provide input to establishing, managing, and reporting project management awareness of activities, issues, and outcomes.
- Provide support, including complex problem diagnosis, escalating to other areas as appropriate, and following through to ensure the resolution of problems for users.
- Leads requirement gathering defines project scope, designs systems, manages stakeholder relationships, and ensures alignment with business goals.
- Resolve complex support problems, including documentation, progress checking, and escalation, taking ownership to ensure resolution.
- Typically requires a tertiary qualification in an IT discipline or related field.
- 3 years as a Business System Analyst or IT Job-related.
- Relevant experience in financial or cryptocurrency services is preferred.
- Able to multi-task and prioritize workload supporting multiple projects.
- Effectively work with senior leadership.
- Willingness to challenge the status quo.
- Excellent oral and written communication.
- Effective interpersonal skills.
Skills:
Budgeting, Industrial Engineering, Enthusiastic
Job type:
Full-time
Salary:
negotiable
- Align business systems initiatives with an organization's goals.
- Work closely with executive management.
- Translate strategic direction into team direction plans.
- Contribute to the development of business strategies.
- Leading team and determine the key activities related to the scope of the projects.
- Design the working approach and project deliverables to align with the business objective and expected outcome.
- Determine the high and execution level plan.
- Manage and negotiate 3rd party software packages and vendors.
- Understand the full context and apply the best practices throughout the implementation.
- Tracking the deliverables and ensuring delivery on time with acceptance criteria are met.
- Determine the required resources and budgeting for the entire assignment/project implementation.
- Monitor and manage the risk for resources management.
- Escalate to supervisor in case shortage or change impacts to the schedule or resource.
- Bachelor's degree required with a preference toward Information Technology management.
- Business administration management and/or analytical degree programs. (e.g. -business administration, computer science, industrial engineering, etc.).
- Proven experience in business analysis or technical solution delivery for 6 - 9 years.
- Experience in implementation for large-scale or enterprise projects is preferred.
- Excellent analytical and problem-solving skills.
- Good leadership and interpersonal skills.
- Effective communication skills with all levels of stakeholders, service-minded, enthusiastic, good attitude, able to work under pressure, and highly self-motivated..
- Remark: Given the nature of the mentioned position, where employees are involved with customer data and asset values, and/or the company, to comply with legal and regulatory standards established by the Securities and Exchange Commission, as well as to align with laws and overseeing agencies, the company requires a criminal background check as part of the post-interview process before joining the company. Your criminal history information will be retained for a period of 6 months from the start date.
- Important: Candidate Privacy Policy
- https://careers.bitkub.com/privacy.
Skills:
Research, Finance, Market Research, English
Job type:
Full-time
Salary:
negotiable
- Define and Implement Company Goals/KPIs/OKRs.
- Set up a sales operations team; introduce a customer tiering using statistical methods & create an operations flow to uplift high-volume traders experiences.
- Market, revenue & gap analysis; perform improvement on fee credits spending with a new tracking process, introduce new platform fee tiering scheme.
- Research digital assets license opportunities to expand the market base.
- PMO to drive new product & features completion; reKYC, CRM tool.
- PMO to facilitate business, data & product team on product & data related tasks e.g. Commercial dashboard, Backend users tagging, Data request SOP.
- Initiate a user segmentation (tiering); adopted as a framework by all teams to draw implications to improve overall active user number.
- Track commercial metrics (#users, cost) to create a projection for management.
- Provide centralized data tracking with strategic implications to optimize users revenue generation e.g. a new market maker fee scheme, suggesting optimal spending on different users micro-segmentations.
- Identify new s-curve for growth trajectory.
- Fee sharing scheme improvement for enterprise partnership through data deep dive & segmentation analysis.
- Revamp operational process for VIP customer's cases inquiries & workflow.
- Degree in Business, Finance, Economics, Data Science, or a related field.
- 5-7 years experience in business analysis, market research, or related roles.
- High interest in cryptocurrency and blockchain technology with a willingness to stay abreast of industry trends.
- Expertise in conducting in-depth market and industry analysis to support strategic business decisions.
- Proficiency in advanced Excel functions, data visualization tools, and presentation software (e.g., Tableau, Power BI) and Microsoft Office Suite (Excel, PowerPoint).
- Strong interpersonal skills for developing and presenting business cases to management and partners.
- Effective communication skills, both written and verbal, with the ability to present findings and recommendations clearly in both Thai and English.
Skills:
TypeScript, Golang, node.js
Job type:
Full-time
Salary:
negotiable
- Collaborate with Project Managers, Product Owners, and UX/UI Designers to deliver intuitive, responsive web and mobile applications.
- Develop and maintain front-end applications using HTML, CSS, JavaScript, and modern frameworks such as React, Next.js, TypeScript, and Others.
- Develop and maintain back-end applications using Golang, Node.js, Nest.js, and other back-end technologies.
- Develop and maintain mobile applications using native languages (Kotlin, Java, Objective-C, Swift) and/or cross-platform frameworks (React Native, Flutter).
- Ensure the implementation of best practices for software quality (e.g., code reviews, QA processes) and security standards across all projects.
- Implement and optimize performance improvements, including caching, message brokers, and other techniques to ensure application efficiency.
- Review and approve code, ensuring best practices, high standards of quality, and security.
- Utilize project management and task tracking tools to manage tasks, track progress, and ensure deadlines are met.
- Drive continuous improvement of development practices within the team.
- 5+ years of experience in full-stack development, with expertise in both frontend and backend technologies.
- Strong in languages for front-end i.e. HTML, CSS, JavaScript, and modern frameworks like React, Next.js, and TypeScript.
- Proficient in backend technologies such as Golang, Node.js, and Nest.js.
- Experience in mobile development with native (Kotlin, Java, Objective-C, Swift) and cross-platform (React Native, Flutter) frameworks.
- Skilled in databases like PostgreSQL, MongoDB, and MySQL.
- Proficient in software quality practices including automated/manual testing and code reviews.
- Experienced in project management tools for task and team performance tracking.
- Knowledgeable in security best practices, encryption, and data protection.
- Proven leadership in guiding and mentoring engineering teams.
- Strong collaboration with cross-functional teams (Project Managers, Product Owners, UX/UI).
- Familiar with software performance optimization and DevOps, cloud platforms, and CI/CD.
- Knowledge of blockchain, web3, and smart contracts is a plus.
- Remark: Given the nature of the mentioned position, where employees are involved with customer data and asset values, and/or the company, to comply with legal and regulatory standards established by the Securities and Exchange Commission, as well as to align with laws and overseeing agencies, the company requires a criminal background check as part of the post-interview process before joining the company. Your criminal history information will be retained for a period of 6 months from the start date..
- Important: Candidate Privacy Policy.
- สำคัญ:โปรดอ่านและทำความเข้าใจ: นโยบายความเป็นส่วนตัวด้านทรัพยากรบุคคล สำหรับผู้สมัครงาน และผู้สมัครเข้าฝึกงาน*.
Skills:
Research, Automation
Job type:
Full-time
Salary:
negotiable
- Lead the Cyber Security Incident Response (CSIR) team in day-to-day operations, managing complex incidents, and communicating progress to senior management.
- Ensure clear incident documentation and oversee the implementation and follow-up of realistic remediation plans.
- Detect and independently respond to security incidents across the organization.
- Assume the role of an Incident Manager during major security events.
- Collaborate with management to execute and iterate on the incident response process.
- Develop the threat-response matrix, incident-response playbook, and processes. Design and implement metrics for incident response, continually improving efficiency and effectiveness.
- Stay informed of emerging threats, security technologies, and relevant research for continuous improvement.
- Identify and mitigate complex security threats before exploitation.
- Implement and monitor security measures for infrastructure protection.
- Utilize log analysis platforms for security analytics and threat detection.
- Perform root cause analysis (RCA) and incident reviews.
- Mentor other members of the Security Incident Response Team.
- Help the team grow their skills and experience.
- Provide security recommendations to security architecture, issues, and features.
- Create a supportive environment for team members.
- Build strong partnerships with the other departments as a supporter of the cyber security incident response team. (CSIRT).
- Train team members to prioritize efforts and ensure alignment with company direction.
- Be a role model for positive thinking, and conflict resolution.
- Draft and successfully deliver on quarterly OKRs (Objectives and Key Results).
- Bachelor's degree or higher in Computer Engineering, Computer Science, IT, or related fields.
- A minimum of 5 years of working experience in Security Operations (SecOps), incident response, threat analysis, incident management, or relevant investigations during medium and large-scale security events.
- Robust understanding of security issues, mitigations, and a solid grasp of the current global threat landscape.
- Experience in security solutions, secure network design, firewalls, authentication, authorization systems, log analysis platforms, security incident response, monitoring, and intrusion detection.
- Profound knowledge of attacks, mitigation methods, and threat modeling.
- Experience in digital forensics, SOAR automation, and cloud providers like GCP, AWS, and Azure is advantageous.
- Strong written and verbal communication skills are required, including conducting presentations and creating security reports. Experience with executive-level communications is a plus.
- Substantial engineering mindset.
- Capability to build working relationships with key stakeholders.
- Capability to make concrete progress in the face of ambiguity and imperfect knowledge.
- Hold the certificate of CompTIA Security +, CompTIA CySA+, and others would be an added advantage.
Skills:
Product Development, SEO, SEM
Job type:
Full-time
Salary:
negotiable
- Formulate and execute marketing strategies aligned with business objectives and market trends.
- Identify target audiences and segmentations for tailored marketing approaches.
- Collaborate with cross-functional teams to integrate marketing plans with product development and business expansion strategies.
- Maintain and enhance the exchange's brand image and market positioning.
- Develop brand guidelines and ensure consistent messaging across all channels.
- Oversee the creation of marketing collateral, ensuring alignment with brand identity.
- Implement SEO strategies to optimize website traffic and visibility on search engines.
- Manage SEM campaigns effectively to drive targeted traffic and conversions.
- Oversee paid advertising campaigns on platforms like Google Ads, social media ads, and display networks.
- Monitor and optimize ad performance based on key metrics and ROI.
- Utilize analytics tools to track user behavior, campaign performance, and funnel analysis.
- Use data-driven insights to optimize marketing strategies for better conversion rates.
- Develop and execute email marketing campaigns to nurture leads, engage users, and drive conversions.
- Implement segmentation and automation for personalized and targeted communication.
- Strategize social media campaigns across various platforms, fostering engagement and community building.
- Leverage social media analytics to refine content strategies and maximize reach.
- Plan, execute, and optimize multi-channel marketing campaigns (social media, email, influencer partnerships, etc.) to drive user acquisition and engagement.
- Utilize analytics and data-driven insights to refine and improve campaign performance continually.
- Foster a vibrant and engaged community of users and traders through various channels (forums, social media, events, etc.).
- Implement community engagement strategies to encourage active participation and brand advocacy.
- Identify and establish strategic partnerships with relevant industry players, influencers, and platforms to expand the exchange's reach.
- Collaborate with external partners for co-marketing initiatives and promotional activities.
- Stay updated on market trends, competitor activities, and regulatory changes within the crypto space.
- Conduct market research and analysis to identify opportunities and areas for growth.
- Define KPIs and metrics to measure the effectiveness of marketing efforts.
- Generate regular reports on campaign performance, user engagement, and ROI for marketing initiatives.
- Ensure marketing activities comply with relevant regulations and industry standards.
- Work closely with legal and compliance teams to ensure all marketing materials meet regulatory requirements.
- Bachelor's degree in Marketing, Business, or related field. MBA preferred.
- Proven experience of more than 3 years in marketing roles within the cryptocurrency, fintech, or tech industry.
- Strong understanding of the cryptocurrency landscape, blockchain technology, and digital asset trading.
- Proficiency in marketing tools and analytics platforms.
- Excellent communication, leadership, and project management skills.
- Ability to thrive in a fast-paced, evolving industry and adapt to changes swiftly.
Skills:
Business Development, Contracts, Research, English
Job type:
Full-time
Salary:
negotiable
- Build, manage and develop business across key partners, e-wallet, payment, e-commerce platforms and others.
- Identify business needs in terms of cash in/out solutions, remittance, exchange platform understand, analyse their requirements, and provide input to develop sound and reliable cash in/out and remittance channels.
- Manage the process of initiating and drafting contracts for newly approved cash in & out and remittance channels with service providers, and ensure all technical and op ...
- Able to make data-driven decisions and use your own judgement to take course in your work.
- Identify gaps and weaknesses in the current Cash in/out Channels and analyse potential improvements or potential changes on contractual agreement based on the assessment of the quality of service through performance reports on a monthly basis.
- Organize data in a succinct and easy-to-understand manner: proper documentation, evaluation, and presentation.
- Develop and improve existing products/services to resonate with the market.
- Negotiate contract terms with clients and communicate with stakeholders.
- Coordinate with other teams to develop mutually beneficial proposals.
- Gather useful information from customer and competitor data.
- Monitor project teams to ensure contracts are executed as agreed.
- Participate in planning and preparing presentations/pitch deck and make and give presentations to prospective clients and internal executives.
- Identify and research potential clients and develop and maintain client relationships.
- Be passionate about crypto/blockchain with great understanding of the industry, players, and current movements.
- Fluency in English (spoken and written) is required; additional language skills are also valued.
- Think strategically and be able to think in terms of the long-term and the bigger picture, and see the value in potential solutions and partnerships.
- Be self-motivated and able to initiate and take ownership of leads and projects.
- Have Can-do attitude and willing to go the extra mile for the team to successfully deliver results.
- Detail Oriented.
- Have strong communication, presentation, and liaison skills in both external and internal endeavors.
- Understand data and be able to make educated connections in supporting arguments and reasonings.
- Thrive in high-pressure environments.
- Able wear many hats and fulfill multiple roles.
- Experience in traditional finance including banking, investment banking, and capital markets.
- Experience in product development and management.
- Experience working in the Cryptocurrency/Blockchain Industry.
- Sales experience in managing relationships with partners, clients, or vendors.
- Knowledge of crypto/DeFi.
- Financial market and product knowledge.
Skills:
Social media, Research, Meet Deadlines
Job type:
Internship
Salary:
negotiable
- Initiate ideas for campaign and content marketing to promote Bitkub and expand the customer base.
- Continuously measure the quality of campaigns/engagement efforts by capturing and analyzing the appropriate social data/metrics and insights, and then acting on that information.
- Help the marketing team with the social media space, engaging in dialogues, and answering questions where appropriate.
- Support marketing team in organizing various projects.
- Research the market and competitors to support and achieve the team's objectives.
- Provide operation support as assigned e.g. arrange and participate in team meetings, produce reports, presentations, minutes of meetings, and briefs.
- Study in Marketing, Business Administration, or any related field.
- Good understanding of various social media channels and online advertisement tools.
- Knowledge of the current trends and content strategies for different target demographics.
- Passionate about Blockchain technology and have the willingness to self-learn.
- Ability to meet deadlines, self-management, skill, and ability to handle tasks with speed and accuracy.
- High energy and responsibility, a positive "can do" attitude, and results-driven.
- Must be creative in the way of thinking and execution.
- Internship period 3-6 months.
Skills:
Legal, Contracts, Compliance, English
Job type:
Full-time
Salary:
negotiable
- Provide legal advice/services for day-to-day operations as needed.
- Draft and revise agreements, contracts, other legal documents, as well as important correspondences.
- Prepares contracts for internal review and approval and ensures compliance with company policies as well as applicable laws or regulations.
- Assist in the creation and implementation of legal policies, rules and guidelines.
- Translates commercial/legal scenarios into simple language both Thai and English languages.
- Cross-working with various teams in all entities as needed.
- Other assigned by the Manager.
- Bachelor's degree or higher in Law.
- Excellent contract drafting skills both in Thai and English languages.
- Minimum 1-3 years of working experience in the legal field, expertise in contract drafting.
- Experience in legal practice in law firms or in-house counsel.
- Basic understanding of digital assets and blockchain technology is a plus.
- Good understanding of commercial issues from a legal perspective.
- Excellent in drafting, reviewing, and negotiating in various areas of law, especially the commercial contracts.
- SEC regulation knowledge is a plus.
- Must be able to adapt to working in a fast-paced environment.
- Ability to collaborate well with others as well as to work individually.
Skills:
Legal, Research, Contracts, English
Job type:
Full-time
Salary:
negotiable
- Handling all basic tasks related to pre-litigation and litigation.
- Assisting the supervisor in handling the complex litigation cases.
- Conducting legal and factual research.
- Preparing and drafting the litigation documents.
- Monitoring the cases.
- Presenting the cases before the court.
- Negotiating the case under supervision.
- Coordinating with the external counsel.
- Providing the strategic legal advice for the best interests of business.
- Preparing the legal opinion.
- Providing strategic plan for potential litigation cases.
- Bachelor's degree or higher in Law.
- Excellent both in Thai and English languages.
- Minimum 5 years of working experience in the legal litigation field.
- Experience in legal practice in law firms or in-house counsel.
- Basic understanding of digital assets and blockchain technology is a plus.
- Good understanding of commercial issues from a legal perspective.
- Excellent in drafting, reviewing, and negotiating in various areas of law, especially the commercial contracts.
- SEC regulation knowledge is a plus.
- Must be able to adapt to working in a fast-paced environment.
- Ability to collaborate well with others as well as to work individually.
- Remark: Given the nature of the mentioned position, where employees are involved with customer data and asset values, and/or the company, to comply with legal and regulatory standards established by the Securities and Exchange Commission, as well as to align with laws and overseeing agencies, the company requires a criminal background check as part of the post-interview process before joining the company. Your criminal history information will be retained for a period of 6 months from the start date.
Skills:
Compliance, Legal, Finance, English
Job type:
Full-time
Salary:
negotiable
- Have practical understanding of and hands-on experience on financial service laws and regulations in relation to Bank of Thailand, Security and Exchange Commission and AMLO.
- Manage the SEC licensing and all SEC queries relating to the business.
- Coordinate and work closely with business units and relevant regulators to make sure that the company fully with relevant rules and regulations.
- Develop and maintain Regulatory Compliance Audit and Supervision programs.
- Write and present the Compliance Supervision Reports to the Board and Audit Committee.
- Assist Regulatory Compliance Working Group on company regulatory compliance strategies and to oversee regulatory compliance across company.
- Conduct monitoring and Regulatory Compliance Review to ensure consistent compliance across company.
- Assessing, monitoring and reporting of compliance risks regarding Regulatory Compliance.
- Communicate and facilitate regulatory compliance risk assessment by other business units.
- Facilitate business on regulatory impact assessment for new/drafting regulations and consultation papers which are circulated/ announced by the SEC/AMLO/BOT and any other regulatory changes related to business core process.
- Coordinate with Legal to develop regulatory compliance procedure & facilitate Business Unit to embed regulatory compliance procedure in Business Unit process.
- Act as the point of contact for all advisory and monitoring resources on compliance matters relating to the business and communications with investors and clients.
- Perform and complete daily monitoring checklists on fund related issues.
- Collaborate with Regulatory Compliance working group, Legal and Business Unit in maintaining as well as lively update the Regulatory Compliance policy & procedure.
- Collaborate with Legal and Group Compliance to roll out regulatory compliance intranet (database).
- Bachelor s degree or higher in Law, Economics, Finance, or a related field.
- At least 8 years of experience in prior Legal and Compliance or Audit in Financial Institutions.
- Good command of verbal and written communication skills in Thai and English.
- Good computer skills.
- Strong analytical, interpersonal, and negotiation skills.
- Attention to detail and interest in following the latest regulatory changes.
- Experience in Digital Assets Market, Capital Market, and Financial Market will be advantageous.
- Must have initiative and a good working attitude
- Remark: Given the nature of the mentioned position, where employees are involved with customer data and asset values, and/or the company, to comply with legal and regulatory standards established by the Securities and Exchange Commission, as well as to align with laws and overseeing agencies, the company requires a criminal background check as part of the post-interview process before joining the company. Your criminal history information will be retained for a period of 6 months from the start date.
Benefits
- Accident Insurance
- Five-day work week
- Flexible working hours
- Free lunch & snacks
- Remote work
- Social Security
- Overtime pay
- Performance bonus
- Health Insurance
- Life Insurance